BSS Business School

BSS Master Diploma in Investment and Tax Planning

Understanding the Financial Planning: Rewards of Sound Financial Planning, Planning Process, Planning Environment.

Financial Statements and Plans: Financial Future, Time Value of Money, Balance Sheet, Personal Financial Statements.

Managing Taxes: Calculating and Filing Taxes, Personal Taxation– Tax Laws, Income Tax, Wealth Tax, Tax Calendar.

Personal Tax Planning: Introduction, Zero Tax Status through Fixed Income Investments, Tax Planning through Long Term Capital Gains, Tax Planning through Established Growth Stocks, Tax Planning for the Family, Cooperate with the Tax Man, Tax Raids.

Managing Cash and Savings: Cash Management in Personal Financial Planning, Financial Services Marketplace, Cash Management Products, Savings Program, Checking Account.

Automobile and Housing Decisions: Buying or Leasing, Meeting Housing Needs, Affordability, Home Buying Process, Financing the Transaction.

Personal Borrowing: Credit, Types of Open Account Credit, Obtaining and Managing Open Account Credit, Using Credit Wising.

Consumer Loans: Basic Features, Managing Credit, Single-Payment Loans, Installment Loans.

Risks & Returns: Intelligent Personal Investment, Risks, Returns, Regulation Returns versus Capital Appreciation, Dividends versus Yield, Compounding, Discounting, Present Values and Annuties, Bond Yields, Effect of Taxation on Returns.

Life Insurance: Objectives, Cost of Life Insurance, Types of Insurance Policies, House Holders Insurance, Unit Link Insurance Plans.

Health Insurance: Need for Health Care Insurance Coverage, Types and Sources of Health Care Plans, Medical Expense Coverage and Policy Provisions, Long-term Care Insurance, Disability Income Insurance.

Property Insurance: Basic Principles, Homeowner’s Insurance, Automobile Insurance, Other Property and Liability Insurance, Buying Insurance and Settling Claims.

Small Savings Schemes: Common Features, Post Office Savings Schemes, Public Provident Fund, Savings Certificates, National Savings Schemes.

Bank Deposits: New Era in Banking, Five Plus Points, Fixed Deposits, Trust with Banks.

Real Estate: Agricultural Land, Farm Houses, Urban Land, House Property, Sources of Housing Finance.

Investing in Company Deposits, Debentures and Bonds: Company Deposits, Debentures of Private Sector Companies, Public Sector Bonds.

Estate Planning: Principles of Estate Planning, Trusts, Gifts and wills.

Retirement Planning: Overview, Social Security, Pension Plans and Retirement Programs, Annuities.

Investment Planning: Investing, Securities Markets, Making Transactions, Informed Investor, Online Investor, Managing Investment Holdings.

Investing in Gold and Silver: Popularity of Gold, Sources and Price of Gold, Gold in India, Prospects for Gold & Silver.

Equity Shares: Advantages of Equity Investments, Problems of Investing in Equity Shares, Types of Equity Shares, Factors which Influence Share Prices, Options and Futures.

Mutual Funds: Types of Mutual Funds, How a Mutual Fund Operates, Advantages, Performance, Risks Involved, Private Sector and Joint Sector, Money Market, Offshore Mutual Funds, Innovative Products.